How to Protect Your Purchase

UNDERSTANDING YOUR USED CAR COVERAGE & THE "AS-IS" GUIDE

A "Dealer Warranty" refers to a warranty funded directly by the selling dealership and requires repairs be done at the selling dealership. NOT GOOD. To keep upfront vehicle pricing as low as possible for OUR customers, we partner with a trusted third-party provider. Because of this, we are required to check the "AS IS - NO DEALER WARRANTY" box at the top of the official Buyers Guide.

Does "AS-IS" Mean Completely Unprotected?

Not necessarily. While some pre-owned vehicles are sold strictly as-is, many pre-owned cars and trucks remain protected under the Non-Dealer Warranties section of the Buyers Guide:

  • Manufacturer’s Factory Warranty: Newer pre-owned vehicles carry over any remaining balance from the original factory warranty.

  • Included Used Vehicle Warranty: Qualifying vehicles include our standard 90-day limited warranty coverage for added peace of mind.

  • Optional Service Contracts: Most pre-owned vehicles qualify for comprehensive extended vehicle protection plans.

  • True "AS-IS" Vehicles: Older or higher-mileage vehicles outside factory, limited, or service contract eligibility are sold strictly AS-IS, meaning all future repair costs are the responsibility of the buyer.

PROTECTING ADVANCED VEHICLE TECHNOLOGY & MECHANICS

Today's modern cars, trucks, and SUVs feature complex electrical systems, advanced safety sensors, and intricate mechanical components. Out-of-pocket expenses for major unexpected auto repairs can quickly add up:

  • Engine Overhaul Cost: ~$6,700

  • Transmission Replacement Cost: ~$5,500

  • Air Conditioning Repair: ~$2,719

  • Navigation & Touchscreen Display Repair: ~$1,666

Our available Exclusionary coverage offers the highest tier of extended vehicle protection available. Designed for complete convenience, it covers almost every mechanical and electronic system—excluding only basic routine maintenance items such as wiper blades, brake pads, and tires.

INCLUDED TRAVEL & 24/7 ROADSIDE ASSISTANCE BENEFITS

A Portfolio Protection plan does more than cover repair bills in the shop—it keeps you protected on the road with valuable perks on eligible protection plans:

  • 24/7 Emergency Towing: Up to $50 coverage per occurrence for covered component breakdowns.

  • Rental Car Reimbursement: Covers substitute transportation expenses while your vehicle is in the repair shop.

  • Trip Interruption Protection: Reimburses food and lodging costs if a mechanical breakdown happens more than 100 miles from home.

  • Transferable Plan Value: Increases your car’s resale value by allowing you to transfer remaining coverage to a private buyer.

AFFORDABLE VEHICLE PROTECTION FINANCING

Comprehensive vehicle protection fits easily into your budget. In most cases, the cost of your protection plan can be integrated directly into your monthly auto financing for just dollars a day—keeping your total cost of ownership predictable.

Interested in learning which coverage options apply to this vehicle? Ask your sales representative during a test drive or contact our Auto Finance Department for a quick, no-obligation walkthrough.